Thursday, January 9, 2020

Health Insurance Act Of The United States - 1375 Words

People who are not covered by health insurance in the United States are termed as uninsured and it is a primary concern to the health care sector. According to the Census Bureau carried in 2012, more than 40 million people in America were uninsured with the number of uninsured children being 6.6 million. However the number of uninsured has dropped from 2016 due to expansion in Medicaid eligibility and the establishment of health insurance exchanges after the patient protection and affordable (Obamacare) care act was passed. As of July 2014, Commonwealth Fund reported additional 9.5 had enrolled to health insurance which includes about 5% of the working population. Although the rate of the uninsured adults has dropped there still exists a big number of people who need to be insured. There are various factors that have made the number of un-insurance American to remain high. First is the high cost of insurance which has made few employers offer health insurance while most of the employers are managing the high costs by making employee contribute to the insurance program. The second reason is lack of employment and working poor who cannot afford to pay the insurance. The third reason is some are considering themselves healthy and choose to go without it. Other reasons include rejecting insurance companies that they consider uninsurable, others have temporarily insurance programs and others choose to be faith-based and do not consider health insurance. There is need toShow MoreRelatedIntroduction. Sicko Is An American Made Documentary That1380 Words   |  6 Pagesdocumentary that was released in 2007. This documentary focused on the health care system in United States. Filmmaker, Michael Moore, visited different parts of the United States and interviewed people about their experiences with the healthcare system and health insurance. While it is obvious that people without health insurance are subjected to pay higher medical rates, the film also shows that even people with health insurance, are unable to pay their medical bills. This is due to the fact thatRead MoreHealthcare Crisis And Affordable Care Act1317 Words   |  6 PagesHealthcare Crisis Affordable Care Act During the 2008 presidential election, the issue of health care reform became a pressing issue, mainly among the Democrats. Supporters quoted that nearly 46 million Americans were uninsured while 25 million did not have sufficient health coverage. The costly monthly insurance premiums led countless individuals to fully rely on government entitled programs for their health care needs. Upon his election, President Obama made health care reform the focus of his agendaRead MoreHealth Care Systems Are Different In Every Country Around1603 Words   |  7 PagesHealth care systems are different in every country around the world. There are four main components that complete a health care delivery system, described by Shi and Singh (2015) as the quad-function model, which includes insurance, financing, payment and delivery of care (p. 5). Along with the components of the quad-function model it is important to analyze a countries access to care, their health outcomes and how public health is integrated into the health care delivery system. The United StatesRead MoreHealth Care Utilization Paper1332 Words   |  6 PagesHealth Care Utilization Paper In recent years, health care has been a huge topic in public debates, legislations, and even in deciding who will become the next president. There have been many acts, legislations, and debates on what the country has to do in regards to health care. According to University of Phoenix Read Me First HCS/235 (n.d.), â€Å"How health care is financed influences access to health care, how health care is delivered, the quality of health care provided, and its cost†. RecentRead MoreHealth Insurance Began In The 1930’S When The Great Depression1494 Words   |  6 Pages Health insurance began in the 1930’s when the Great Depression hit the United States. After the great depression it became very noticeable that health coverage was needed to protect the people and get them the health care treatment they needed. Too many people were dying of sickness and not able to afford the treatment. It wasn’t until the government tried to create some type of insurance to help with these costs. Medicare was created in 1965 for the elderly citizens. At that time there was alsoRead MoreHealth Care Vs. Healthcare System1052 Words   |  5 Pagesactivities. Unfortunately, there are many health related issues and diseases that have been serious challenges to human kind. Diseases such as cancer, HIV, chronic illnesses, unpredicted accidents, and many others have been unavoidable situation for some people. Each ethnicity groups also are genetically tied to a certain type of illnesses. Poverty and lack of education play a major role in these health issu es. Inability to secure a good health insurance has led to death of many people and leftRead MoreEssay on Patient Protection and Affordable Care Act1500 Words   |  6 PagesSocial Problem The Problem our policy is intended to address is the lack of affordable health insurance as well as the lack of affordable health insurance to persons with pre-existing health conditions. The Extent of the social problem reaches to numbers of persons and populations in the United States. Living without health insurance are in excess of 50 million people in the United States, which is roughly equivalent to 16.7% of the population, or one in six U.S. residents (Wolf, 2010). DefiningRead MoreU.s. 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Currently the United States spends more per person on health care comparatively speaking to other countries. Perhaps taking a looking at what has worked for other counties and their currentRead MoreThe Concept Of Universal Health Care Started In Europe1230 Words   |  5 Pagesconcept of universal health care started in Europe in the late 1800s. Starting in Germany, compulsory sickness insurance originated to protect against wage loss, maintain income stability for workers and gain political favor. Soon after, other European countries followed with their own versions of national health insurance. In the United States, the federal government left health insurance matters to the States up until the early 20th century. The States, in turn, left health insurance up to private and

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